Owner Occupied Home Loan

Rates have never been lower. See what you can save by refinancing your home loan to a lower rate through AA Finance.

Why do you want to refinance?

The first step to refinancing is understanding your needs. Then you can identify which home loans are best suited to your financial goals.

Find out more about switching to a better home loan

Why to refinance?

How to refinance?

Owner Occupied Home Loan

If you’re thinking of buying another house in the near future, you’ll want to know about owner occupied home loans. These home loans offer homeowners a different way to buy a home – one that doesn’t involve taking out a first home buyer’s mortgage. Instead, you borrow money against the value of your existing home, and then pay back the loan over time with interest.

Home Loans

While you could buy a home with 2% deposit, most home loans will require a minimum of 20% deposit if you are looking to waive the Lender’s Mortgage Insurance. However some professions may qualify for a lower deposit amount without having to pay the Lender’s Mortgage Insurance. Investment home loans are available in fixed, variable, split and interest only, some lenders also have offset accounts available for customers looking to lower their interest over time.

Speak To Us

As a first home buyer, we are happy to help you reach your financial goals, so you can move into your home sooner. If you are in need for home loans, feel free to reach out to us at [email protected] or call 0433 068 970 (Leo).

Why choose AA Finance?

  1. Award-winning finance broker with years of experience and expertise in lending.
  2. Knowledgeable staff that will find the right loan for you – no matter what your needs are.
  3. Competitive rates and options to suit your needs – we have a range of loan products to choose from, all of which we tailor specifically for you.
  4. Simplified process that is easy to understand – our team understands the importance of making mortgage planning simple and straightforward for you!

Let us help you get started

Give us a call

We have the experience and knowledge to help you through the process, and get you to your goal as soon as possible.

Meet with us

Come talk to us about your loans and circumstances. We can help assess what you need and recommend a plan of action.

Drop us a WhatsApp message

Connect with us through Whatsapp